Pump credit checker

Pump creator-fee qualification (Solana-first)

Use this production checker to size the current callable Pump fallback, inspect borrower history, and route into qualification without implying that the fallback closes the primary SOL-native product requirement.

Pump creator-fee credit is a Solana-first lane. Today the callable path can still be a restricted treasury-funded borrower-first Swig fallback while the primary SOL-native lane finishes proof. The later pool-backed public market stays blocked until the primary lane is live, pool capital is proven, one borrower public-draw proof exists, and operator visibility is in place. The canonical production surface should describe three separate phases: the callable private treasury fallback, the primary Solana-first lane, and the later pool-backed public market. It should surface manual operator release and treasury-capacity blockers explicitly, and keep the public market blocked until pool capital, borrower proof, and operator visibility are all proven.